How does the polo handicap matrix work?

The handicap matrix converts the difference between the two teams' total handicaps into the goals awarded to the lower-handicap team. Outdoors the allowance is the difference multiplied by the number of chukkers and divided by 6. In the arena the matrix scales the difference to a 30-minute regulation game, so four 7½-minute periods award the full difference.

Applies to: outdoor and arena polo.

The arena matrix treats two 7½-minute periods (or three 5-minute periods) as half the difference, and four 7½-minute periods (or six 5-minute periods) as the full difference.

Fractional allowances count as half a goal. Overtime periods are not counted in the outdoor calculation.

Try the interactive matrix below: pick a discipline, handicap difference and game length.

Based on the USPA 2026 rulebook, Outdoor Rule 19 matrix, p.64; Arena Rule 17 matrix, p.153. Read the official rules at uspolo.org. Not affiliated with or endorsed by the USPA.